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08.04.202611:00:00UTC+00U.S. Mortgage Refinance Activity Slips as Index Edges Down to 919.9

U.S. mortgage refinance activity eased in the latest reading, with the Mortgage Refinance Index declining to 919.9 from a previous level of 946.4. The updated figure, released on 08 April 2026, points to a modest cooling in refinancing demand.

The drop in the index suggests fewer homeowners are moving to restructure existing mortgage debt compared with the prior period. While the data alone does not explain the drivers, the shift from 946.4 to 919.9 indicates that some of the momentum seen in earlier refinance waves may be softening, a development closely watched by lenders and housing-market participants alike.

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